WHAT CAN WE DO FOR YOU?

First Merchant offers Merchants like you comprehensive, dependable processing solutions designed to support your everyday business. We offer Credit & Debit Payment Processing Solutions, E-Commerce Solutions, E-Check Services, Check Guarantee Services, EBT, Merchant Club Program, Gift Card Programs, Wireless & Internet Payment Processing Solutions, and much more, and all with first-class customer service

PAYMENT PROCESSING SOLUTIONS

Accepting Visa®, and MasterCard® encourages consumer purchasing and stimulates customer impulse buying, which can help you grow your business. Non cash purchase payment is an important option for both traditional and Internet businesses.

E-COMMERCE SOLUTIONS

First Merchant eCommerce solutions allow merchants to sell securely from their Web sites, enabling customers to purchase products or services online with their choice of credit card or electronic check. Merchant's can choose from the three top eCommerce Gateway providers in the industry.

Our Gateway's products provide our merchants with a choice of an online terminal to manually process transactions or an API to link with your existing shopping cart.

E-CHECK SOLUTIONS

Out eCheck services helps your business accept electronic checks for the payment of goods and services by check right from your web site with the industries most extensive verification, validation process. eCheck services are a valuable add on to our eCommerce Solutions.

CHECK GUARANTEE SERVICES

The personal check remains America's favorite form of non-cash payment and continues to lead the way as the most frequently used payment device. Businesses which do not accept checks lose money. The key is to find ways to screen out the risky checks and provide this service for the majority of customers whose written word is as good as gold.

Our Telecheck check guarantee services allow your retail business to accept checks with today's top equipment choices and low risk.

We also offer check guarantee thru Secure Payment Systems to give our merchants choice, value and service with the top brass in the check processing industry.

DEBIT CARD SERVICES

ATM/Debit Cards provide merchants with an additional way to accept non cash payments from their customers and capture impulse purchases. ATM/Debit Cards stimulate buying and are particularly useful for customers who do not have credit cards and would otherwise have to pay by check or not purchase at all.

EBT SERVICES

An EBT Food Stamp customer is able to purchase eligible food items from grocery stores and convenience stores with their benefits card, eliminating the traditional paper Food Stamp process. The EBT card can also be used like a debit card for cash benefits. The card can be used by qualified EBT customers to receive cash from an ATM, pay for goods and services, and receive cash back with a purchase from participating merchants. EBT transactions are PIN-based, just like debit.

MERCHANT CLUB PROGRAM

The First Merchant Club offers many value-added benefits to merchants who elect to join the club, including discounts on point-of-sale supplies, as well as a program that supplements equipment warranties and provides equipment replacements.

GIFT CARD PROGRAM

Create a gift card program for your business that acts as a cash-generating product that doubles as a miniature "billboard" in your customer's wallet. Card balances decline as the card is used encouraging repeat visits and limiting cash refunds. Card's value can be pre-loaded or loaded on site.

Cards are rechargeable after initial value is depleted. Cards can be used to gather customer demographic data on one card. Gift & loyalty cards offer increased revenue, customer loyalty, return visits and retention.

WIRELESS POS SOLUTIONS

The growing popularity of wireless point-of-sale terminals is no surprise, given that the mobile work force in the United States is expected to reach 47 million by 2003. This group of users is composed primarily of business owners who need to travel for business yet want to offer credit and debit card payment options to their customers. First Merchant is here to meet the needs of the growing number of wireless merchants. We offer a full range of the latest wireless terminals on the market.

Phone# 877-540-8472
Fax# 888-742-0165
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